Contractors All Risks (CAR) insurance protects construction projects and works in progress against accidental physical loss, theft or damage during the build phase. Commonly required by clients or contract terms in the UK, it covers the contract works, materials on site and third‑party liabilities.
Covers the “bricks and mortar” of the project itself, including materials on-site, in transit, or in storage.
Protects owned or hired-in machinery and tools.
Covers legal liability for third-party injury or property damage arising from construction activities.
Covers damage from fire, flood, storm, vandalism and accidental damage.
Covers employee injury or illness arising from work; often a legal requirement.
Non-Negligent Liability (e.g., JCT 6.5.1), business interruption, terrorism, existing structures.
Request a contractors all risks quote today and let our panel of competitive insurers review your business and projects so we can return a carefully considered and tailored proposal for your renewal.