Products & Services

This section provides an overview of the products and services we offer; the list is not exhaustive and will be tailored to your industry, company size and risk profile. Whether you need a bespoke package, specialist cover or a review of existing policies, our team will work with you to find the right solution.

Commercial Combined Insurance

Commercial Combined insurance is a bespoke single policy that bundles multiple business insurance covers such as public and employers’ liability, property damage, and business interruption..

Business Package Insurance

A Business Insurance Package policy is a bundled solution that combines essential commercial covers such as property damage, public liability, employers’ liability and business interruption into a single, cost‑effective package..

Marine Cargo Insurance

Marine cargo insurance protects the financial interest in goods against loss, damage or theft while they are being transported by sea, air, road or rail and commonly extends from the point of shipment at origin to delivery at the final..

Property Owners Insurance

Property owners insurance is often called landlord insurance, the policy protects property owners of rented residential, commercial, industrial or mixed-use properties against financial loss and usually..

Contractors / Engineering Plant & Inspection

The policy provides “All Risks” protection for the Insured’s own plant and equipment, including loss or damage from theft, vandalism, fire, storm, flood, and transit..

Professional Indemnity

Professional Indemnity insurance protects businesses that provide advice, design or professional services from claims alleging negligence, errors or omissions that cause clients financial..

Cyber Liability

Cyber insurance helps businesses recover from data breaches, hacking, ransomware and other cyber incidents by covering first‑party costs such as forensic investigations, data restoration, business interruption and breach..

Motor Fleet Insurance

Motor fleet insurance covers two or more business vehicles under a single policy and renewal date, simplifying administration and reducing costs compared with separate policies. It can include flexible options..

Management Liability Insurance / Directors & Officers Insurance

This covers directors, senior managers, officers and the company against claims alleging wrongful acts while running the business. It typically covers..

Contractors All Risks

Contractors All Risks (CAR) insurance protects construction projects and works in progress against accidental physical loss, theft or damage during the build phase. Commonly required by clients or contract..

Motor Trade Combined

Combined motor trade insurance bundles multiple motor trade covers into a single business insurance policy for businesses operating from commercial premises. It’s flexible so business owners can pick the covers..

High Net Worth Home Insurance

High net worth home insurance is bespoke protection for high‑value homes, valuable contents and personal possessions, including items such as fine art, jewellery, antiques and luxury furnishings..