Marine cargo insurance protects the financial interest in goods against loss, damage or theft while they are being transported by sea, air, road or rail and commonly extends from the point of shipment at origin to delivery at the final destination. It can be written on an all‑risks or named‑perils basis and is designed to reimburse the insured for the agreed value of the goods, freight and other specified costs when a covered loss occurs.
Protection for accidental physical loss or damage from any external cause unless specifically excluded.
Protection only for listed risks such as fire, collision, sinking, or overturning.
Payment when goods are completely destroyed or irretrievably lost.
Contribution toward repair or replacement when only part of a shipment is damaged.
Cover for theft during transit or while in temporary storage.
Cover for reasonable costs to recover or preserve damaged goods.
Optional extensions for political or labourrelated perils.
Extension to cover goods while held in warehouses or terminals between movements.
Cover for parties with an insurable interest who are not the named shipper (e.g., buyers, consignees).
Start your marine cargo quote now — tell us about the cargo, route and value and our team will assess the risks and deliver a considered, personalised quotation.