Combined motor trade insurance bundles multiple motor trade covers into a single business insurance policy for businesses operating from commercial premises. It’s flexible so business owners can pick the covers their business needs to protect vehicles, premises, staff, tools and income.
Legal cover to drive customer or stock vehicles; available third‑party, third‑party fire & theft, or comprehensive; optional demonstration cover.
Buildings and contents to protect your site and keep you trading.
Cover for specialist diagnostics, workshop equipment, and portable hand tools.
Legal requirement covering employee injury claims and associated costs.
Protection against claims from the public, typically up to £5m.
Cover for vehicles stored on-site overnight up to an agreed limit.
Cover for claims after fitting parts or vehicle sales.
Compensation if you can’t trade due to insured perils like fire or flood.
Specialist cover for garages if an MOT licence is lost (subject to terms).
Safety assessments and inspection cover for essential equipment, ensuring compliance with comply with Lifting Operations and Lifting Equipment Regulations 1998 (LOLER)
Begin your motor trade quote today and let our panel of specialist insurers compete to give you the best cover and premium.